Know your numbers first.
Five free tools, no sign-up, no catch. Before you talk to any agent — including me — you should know exactly where you stand.
Affordability
Find the largest home loan a Singapore bank will actually approve for you — and the cash and CPF you will need on completion day.
Stamp duty
BSD applies to everyone. ABSD is an extra layer on top, set by your citizenship and how many residential properties you already hold.
HDB resale outlay
The full picture for buying an HDB resale flat: price, COV, fees, and what is left for you to find in cash and CPF.
Sale proceeds
What actually reaches your bank account after the outstanding loan, the CPF refund, and the cost of selling.
New launch payment
A new launch is paid in stages tied to construction milestones. The percentages are fixed by the Housing Developers Rules, not by the developer.
Numbers not adding up the way you hoped? That's exactly the conversation worth having.
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